Privacy Policy

Each time you access this Internet site you agree to be bound by these Terms of Use, which may be revised from time to time, without notice. You are responsible for regularly reviewing these Terms of Use. If you do not accept the Terms of Use, please refrain from using this Web site.

The information on this Web site and its content is intended for general informational purposes only and is not intended to be professional advice. You should seek the advice of a CSBT consultant and/or other relevant professional advisor in relation to your specific situation.

THIS SITE AND THE CONTENT ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED CONDITIONS AND WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. USE OF THE SITE OR THE CONTENT IS AT YOUR OWN RISK. CSBT DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS ABOUT THE QUALITY, ACCURACY, RELIABILITY, COMPLETENESS, CURRENCY, OR TIMELINESS OF THE SITE OR THE CONTENT. CSBT DOES NOT ASSUME ANY RESPONSIBILITY FOR ANY ERRORS, OMISSIONS OR INACCURACIES IN THE SITE OR THE CONTENT. IN NO EVENT WILL CSBT BE LIABLE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER LEGAL THEORY, FOR ANY DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE DAMAGES, LOST PROFITS, LOSS OF USE, LOSS OF DATA, OR OTHER LIABILITIES), RESULTING FROM THE USE OF, OR THE INABILITY TO MAKE USE OF, THE SITE OR THE CONTENT.

The Internet is not a secure medium and privacy cannot be ensured. Internet email is vulnerable to interception and forging. CSBT cannot ensure the privacy or authenticity of any information you send us over the Internet.

Links to other Web sites or references to products or services or publications other than CSBT ’s are not an endorsement or approval of same.

All text, phrases, names, content, designs, graphics, pictures, software, logos and marks displayed on this Web site or in the content are owned by CSBT and are protected by copyright, trademark and intellectual property laws.

©2014 CSBT. All rights reserved. No part of this Web site or its content may be reproduced, modified, distributed, sold, retransmitted or published in any form without the written consent of CSBT , except to the extent that such use is for your personal, non-commercial use. All copies must include this copyright notice.

Names, phrases, or designs including the marks named below are trade names, registered or unregistered trademarks of CSBT its subsidiaries or affiliates and protected by Canadian and foreign trademark laws.

CSBT will only collect and maintain personal information or PHI that is required to properly and efficiently serve our clients.

CSBT will inform people which information is being collected, how it will be collected, for what purposes it is being collected and with whom the information will be or may be shared. Personal information will be collected directly from the individual whenever and wherever possible.

CSBT will take reasonable measures to ensure that personal information maintained, used or collected is accurate. Individuals, whose personal information we maintain, will have the right to review their information upon request and to request changes where they believe it is inaccurate.

CSBT will seek consent for the collection, maintenance or sharing of material from the following:

  • our clients;
  • individuals employed by our clients;
  • members of benefits trusts;
  • spouses and dependents aged 19 years or older of all of the above;
  • trustees of benefit trusts;
  • Parents, Guardians or family members for dependent adults who may have diminished capacity to provide informed consent.

CSBT will take measures to protect the privacy of PHI that is collected through (a) administrative procedures, (b) physical safeguards, and (c) technical security services and mechanisms.